Lindsay Mustain has looked at a lot of resumes in her more than a decade in talent acquisition.

“Literally a million,” she says. The former Amazon recruiter is now the CEO of career coaching company Talent Paradigm and has seen candidates include some mind-boggling elements to their resumes — like stickers and a picture of themselves holding a shotgun.

But there’s one mistake she sees jobseekers make over and over again, what she calls giving “Miss America answers,” or ones she’d imagine hearing in a pageant. These are simple statements that don’t give much insight into what candidates actually accomplished on the job. It’s happening from the junior level “all the way up to the C-suite,” she says, and it’s preventing jobseekers from standing out.

Here’s what Miss America answers are and how to avoid writing them.

Don’t write ‘a glorified job description’

When it comes to your resume, you want to mirror the language of the job description to the extent that it portrays your experience accurately. As you do, however, avoid general statements about the tasks you took on.

“I had stakeholder meetings with people” is an example of a Miss America answer, says Mustain. These kinds of descriptions don’t give a concrete sense of how you were able to move your team forward. They’re “like a glorified job description,” she says, adding that, “you just look like somebody who’s filling a seat.”

Instead of listing the tasks you were given, quantify and list your accomplishments.

“If somebody is fixing tickets on a help desk,” says Mustain, as an example, “I’ve solved 30 customers’ problems a day” is a good metric to start with. You can take it even further, though, and think about what you were able to accomplish in a year. Thirty problems a day, 20 days a month, 12 months per year is 7,200 problems solved altogether.

The “more metrics and analytics you can add to your resume, the more impressive,” she says.

‘Your eyes go straight to the numbers’

Quantifying your accomplishments is not just a matter of looking impressive.

Recruiters only have a few seconds to dedicate to your resume. They’re likely “handling somewhere between 15 to 25” job openings at once, says Mustain. “The average applicants per job is 250, which means they’re dealing with tens of thousands of applicants.”

The benefit of quantifying your accomplishments is that recruiters’ eyes “go straight to the numbers when we’re reviewing,” Mustain says. They’ll know how much value you added to your previous employers immediately.

Bottom line, if you want to move forward in the interview process, your resume has “got to be results-based,” she says.

CNBC

Nigeria may not be able to fill all the 95,000 hajj seats allocated to it for this year’s pilgrimage as many intending pilgrims are yet to either deposit the fare or pay the balance.

The depreciation of the Nigerian currency, Naira, has jacked up the hajj fare to N4.9 million for this year’s intending pilgrims from the initial minimum N4.5 million pegged by the National Hajj Commission of Nigeria (NAHCON).

Sequel to an adjustment in the methodology for setting the exchange rate, the naira slid to a record low on January 30, 2024 selling for 1,413 against the dollar at the official window.

NAHCON had, on February 3, said intending pilgrims for this year’s hajj from southern states were required to pay N4,899,000; those from northern states, N4,699,000 and those from Yola and Maiduguri, N4,679,000.

The final dateline, which the commission gave intending for final payments to enable the commission to transfer the money to the service providers before the February 25 deadline set by the Kingdom of Saudi Arabia, elapses today.

NAHCON had allocated a total of 75,000 hajj slots to the 36 states and the Federal Capital Territory and 20,000 to private tour operators.

Although the commission did not disclose the total number of intending pilgrims that had so far registered, findings by Daily Trust revealed that most of the states were yet to fill half of the slots given them.

2,600 intending pilgrims pay in Kano

Spokesman of the Kano State Pilgrims’ Welfare Board (SPWB), Suleiman Dederi, told our correspondent that only 2,600 of the 5,993 seats allocated to the state have been paid for.

He, however, expressed optimism that the number would increase before the expiration of the deadline as many were still making

Dederi said he believes that numbers will go up before Monday making payments in the banks.

Katsina

Of the 4,300 seats allocated to Katsina State, only “a little over 2,000 intending pilgrims” have completed payment, according to the state pilgrims’ board.

Adamawa

The Adamawa SPWB said of the 2,448 slots allocated to the state, only 1,778 have been paid for.

The secretary of the board stated, “As of now, 1,778 pilgrims have already paid for their hajj fare, while others are still in the process of making their payments.”

Niger

Spokesman of the Niger SPWB,  Jibrin Usman Kodo, told our correspondent that of the 3,592 seats allocated to the state, only 2, 806 intending pilgrims had made deposits.

“Intending pilgrims from Niger State are in two categories. There are those that have paid the initial deposit of N4.5 million. As of Monday, we have 286 intending pilgrims that have paid the N4.5 million but yet to pay the balance of N199,000. There are however, those that have paid less than N4.5 million initial deposit and those in this category are 556,” he said.

Edo

Of the 412 hajj slots allocated to Edo State, 250 intending pilgrims have made deposits; while 123 have completed payment. Chairman of the SPWB, Ibrahim Oyarekhua, said: “NAHCON allocated 412 slots to Edo State and about 250 intending pilgrims had made deposit for the initial N4.5 million.”

Kwara

Executive Secretary of the Kwara SPWB, Board, Abdulsalam Abdulkadir, said over 2,000 intending pilgrims had paid fully for hajj out of the 3,419 seats allocated to the state.

FCT

The director of the FCT Muslim Pilgrims’ Welfare Board said less than 2,500 intending pilgrims had so far paid their fares out of the 4,365 allocated to the territory.

Gombe

An official of the Gombe SPWB told our correspondent that of the 2,506 hajj seats allocated to the state, only 600 have completed their payments; while over 1,000 have made deposits.

Lagos

About half of the 3,576 hajj slots allocated to Lagos State have been fully paid for, according to the spokesman of the state pilgrims’ welfare board, Taofeek Lawal.

Kaduna

Deputy public relations of the Kaduna SPWB, Yunusa Mohammed Abdullahi, told our reporter that over 6,000 hajj seats given to the state.

While he could not give the number of intending pilgrims who had completed their registrations, he said 4,000 had “collected bank tellers for hajj payment so far.”

Bauchi

A total of 3,364 hajj seats were given to Bauchi State for this year’s pilgrimage. Executive Secretary of the SPWB, Abdurrahman Ibrahim Idris, said in December that the board had sold 1,700 of the slots.

Speaking to our correspondent at the weekend, spokesman of the board, Muhammad Sani Yunusa, said that the number of the intending pilgrims had increased from the previous 1,700 seats.

“But I can’t give the exact figure of the total number of intending pilgrims that completed their payment for the 2024 Hajj exercise,” he added.

Delta

Delta State chairman of Islamic Affairs, Yahaya Ufuoma Mohammed, said 64 slots were allocated to the state.

He said: “Hajj fare for this year is very high. As a result, we cannot, at this moment, disclose the number of those that have made full payment.”

‘High fare will prevent Nigeria from filling slots’

A former chairman of TAFSAN Travels and Tour, an arm of the Nasrullahi-l-fatih Society (NASFAT), Maruf Arowosaye, said with the current fare, it would be difficult for Nigeria to meet the 95,000 slots allocated to it by the Kingdom of Saudi Arabia.

Speaking to Daily Trust, he said: “There’s nothing God cannot do, but it’s going to be practically impossible for us to fill our quota because by now, they ought to have closed the process for the states according to demand from Saudi Arabia.

“But as it is now, we’re far from filling our quota but there is nothing Allah cannot do. We cannot run away from the fact that the fare this year is high but the demand and the rent in Saudi Arabia has not increased. Everything boils down to our naira being devalued.

“If Allah calls one, he would be able to make it. Everybody should wait for his/her time. Whoever is able to make it this year, so be it; if you cannot make it, then wait for another time.”

Daily Trust

Federal civil servants in about 90 Ministries, Departments and Agencies (MDAs) are yet to receive their January salaries.

The affected MDAs include the Office of the Head of Civil Service of the Federation (OHoCSF), Ministry of Information and National Orientation, Ministry of Education, National Population Commission, News Agency of Nigeria (NAN), Voice of Nigeria, among others.

In separate interviews with Daily Trust and Premium Times, the workers lamented and said their December 2023 salary delay experience ought not to have been repeated.

“As I am talking to you, myself and three of my colleagues have not been paid. The situation is not fair not with the current situation of the daily increment of prices of food items and other things in the country,” one of the workers said.

Others alleged that the delay in the payment of their salaries was an indication that the government was insensitive to the sufferings of the masses.

The delay in the December salary payment had been attributed to technical issues relating to upload and harmonization of the Integrated Payroll and Personnel Information System (IPPIS).

The delay in the payment of January salaries was blamed on the technical glitch on the Government Integrated Financial Management System (GIFMIS) platform by the Office of the Accountant-General of the Federation (OAGF).

GIFMIS is an IT-based system for budget management and accounting put in place by the federal government to improve public expenditure management processes and enhance greater accountability and transparency across ministries and agencies.

A January 31 memo titled, ‘Delay in the Payment of January 2024 Salary’, from the bursary department of the National Mathematics Centre, Abuja, to all its staff, signed by the acting bursar, Pius Ukwah, said, “We wish to inform you that January 2024 salaries will be delayed beyond normal.

“As of today, the OAGF is still working on finalising the 2024 appropriation on the GIFMIS platform and as a result, the personnel warrant for January is yet to be released”.

The memo, which copied the Director/CE, the Registrar and pasted on all notice boards, stated further, “The same situation applies to all MDAs and not just the centre. We regret the inconvenience caused by this delay.”

In Ekiti State, some of the workers who spoke with Premium Times included staff of the Federal University, Oye Ekiti (FUOYE), Federal Polytechnic, Ado Ekiti; Federal Radio Corporation of Nigeria (FRCN); National Orientation Agency (NOA), and Federal Ministry of Information, among others.

An official of FUOYE, Wole Balogun, said with the hardship being faced by the people, it was inconceivable that salaries could be delayed longer than necessary.

Balogun, who blamed the delay on an unnecessary bureaucratic bottleneck associated with the payment platforms, urged the federal government to expedite action on the payment, “because the situation is becoming unbearable.”

A staffer of the Federal Polytechnic, Ado Ekiti, Folashade Daramola, also lamented the delay. She noted that many members of staff have loan obligations that they ought to have paid as at when due, which have remained pending.

Also, Owoeye Ilesanmi, who is a staffer of the National Orientation Agency (NOA), said that in addition to delay in the payment of January salary, the federal government has reneged on the payment of the wage award.

In Katsina State, many federal workers spoken to also said they had not been paid their salary and palliatives support from the government.

Some of the affected workers told Premium Time that the delay was affecting their work schedule, as they now find it difficult to go to work, especially those living in areas far from their offices.

“I work in a department that requires me to go to the office every day, but I’ve finished my savings and I’m finding it difficult to travel to Dutsin Ma to undertake my responsibility,” Faruk (surname withheld), who is an engineer with the department of Physical Planning and Works at the Federal University, Dutsin Ma, said.

Another non-academic worker of the Federal Polytechnic, Daura, who asked not to be named for fear of victimisation, said the delay in salary payment was affecting her activities, especially because she travelled daily from Katsina to Daura.

An official of the Nigerian Television Authority (NTA) in Edo State, Jude Abugu, described the delay in payment of salaries as commonplace in recent months.

A memo from the Accountant-General’s Office said work was ongoing towards finalising the 2024 budget on the GIFMIS platform.

When contacted last night, the Director of Press and Public Relations at the OAGF, Bawa Mokwa, told Daily Trust that about 90 offices across the MDAs were affected, including some universities and polytechnics.

He, however, said many of the workers had started receiving their salaries on Thursday; while others did on Friday and at the weekend.

“The issue was attributed to issue of uploading the 2024 budget and making it current because the salary was paid from the 2024 budget instead of the tradition where they overlap the budget,” he explained.

“All has been finalized on Friday. They are supposed to have started getting since yesterday (Saturday). If they don’t get, maybe it is from the banks, from tomorrow (Monday) morning, definitely they will get it”.

A top official in the Office of the Head of Civil Service of the Federation, who insisted on not being named, said the delay in salary payment was not a punishment for workers.

He confirmed receiving his salary, but said he was aware that some of his “superior officers and some junior workers are yet to receive theirs.”

Daily Trust

Power distribution companies overbilled about 7.1 million unmetered electricity consumers between January and September 2023, an analysis of the latest monthly number of overbilled customers showed.

In the various Regulatory Interventions for Non-Compliance with the Order on Capping of Estimated Billing to Unmetered Customers, issued to the 11 Discos by the Nigerian Electricity Regulatory Commission, an agency of the Federal Government, it was established that the power distributors raked over N105bn as a result of over-billing.

Figures computed by our correspondent indicated that Yola Disco overbilled about 42,902 customers to the tune of N541.9m during the review period, while Abuja Disco overbilled 1,823,218 customers by N17.9bn.

Benin Disco overbilled 754,849 customers underestimated billing by N10.5bn, as Enugu Disco overbilled a total of 1,011,402 customers to the tune of N11.9bn during the nine-month period.

Eko Disco overbilled 371,828 customers under the estimated billing category between January and June 2023, as the months of July, August and September were not captured in the report released by NERC. It overbilled these customers to the tune of N14.13bn.

Ibadan Disco made N333.68m from the overbilling of 143,465 customers underestimated billing between January and September last year, while Jos Disco overbilled 1,264,537 customers to the tune of N13.3bn.

Ikeja Disco overbilled 934,438 customers by N20.9bn, as Kaduna raked in N1.14bn from the overbilling of 126,071 power users under its franchise area during the review period.

Kano Discos overbilled 71,120 customers by N196.97m during the nine month period, while Port Harcourt Disco overbilled 605,621 customers to the tune of N14.2bn between January and June, as the number of overbilled customers in July, August and September were not captured.

It was reported on Saturday that the power sector regulator declared that it would deduct N10,505,286,072 from the annual allowed revenues of the 11 power distribution companies during the next tariff review as part of sanctions over their non-compliance with the capping of estimated bills for unmetered customers.

NERC stressed that the billing of unmetered customers by the power firms in their various franchise areas for 2023 revealed non-compliance with the monthly energy caps issued by the commission.

The regulator often issues orders stipulating the maximum amount that any unmetered customer is meant to pay to the distribution company that provides him or her electricity services.

The amount is continued until the customer is metered by the distribution company, according to NERC’s order to the power firms.

In its order, as reported on Saturday, the regulator said, “The public may recall that in 2020, the commission issued the order on Capping of Estimated Bills (Order No: NERC/197/2020) and subsequently issued monthly energy caps which aimed to align the estimated bills for unmetered customers with the measured consumption of metered customers on the same supply feeder.

“A review of the electricity distribution companies’ billing of unmetered customers for 2023 has revealed non-compliance with the monthly energy caps issued by the commission.”

In response to this and in a bid to safeguard unmetered customers from arbitrary billing by Discos, the commission stated that pursuant to Section 34(1)(d) of the Electricity Act 2023, it had issued the order on Non-Compliance with Capping of Estimated Bills (Order No: NERC/2024/004-01 4).

It said the order stipulates the following: “i. Credit adjustment to customers: Discos are to issue credit adjustments to all over-billed unmetered customers for the period January to September 2023 by the March 2024 billing cycle.

“ii. Public notice: Discos have been directed to publish the list of credit adjustment beneficiaries in two national dailies and on their website no later than March 31, 2024.

“iii, Regulatory sanctions: The commission shall deduct a sum of N10,505,286,072 from the annual allowed revenues of the 11 Discos during the next tariff review, to deter future non-compliance with the energy caps approved by the commission.”

Electricity consumers nationwide have continued to lodge complaints against excessive estimated bills by power distribution companies in Nigeria.

The PUNCH, for instance, exclusively reported on December 31, 2023, that power consumers lodged a total of 333,947 complaints bordering on metering, billing and service interruption to their various distribution companies within a period of three months.

According to the report, this was disclosed in the 2023 third quarter report of NERC, stating that the complaints were lodged in the months of July, August and September 2023.

The report stated that the customer complaints in the third quarter was higher than what was recorded in the preceding quarter by 8,049 cases.

It quoted the NERC report as saying that “the total number of complaints received across all Discos (distribution companies) in 2023/Q3 was 333,947; Ibadan Disco received the highest number of complaints (59,901), representing 17.93 percent of the total complaints received. Abuja Disco received the least number of complaints (1,919), representing 0.57 percent of the total complaints received.

“Compared to 2023/Q2, the number of complaints received, number of cases resolved, and average resolution rate changed by +2.47 percent (333,947 in 2023/Q3 vs. 325,898 in 2023/Q2), +1.19 percent (317,179 in 2023/Q3 vs. 313,442 in 2023/Q2), and -1.2 per cent (94.98 in 2023/Q3 vs. 96.18 in 2023/Q2) respectively.

“Benin (-47.85 percent), Jos (-26.21 percent) and Ikeja (-1.84 percent) Discos recorded decreases in the number of customer complaints received compared to 2023/Q2.

“Conversely, eight Discos recorded increases in the number of customer complaints with significant increases being recorded by Yola (+43.28 percent), Kano (+17.46 percent) and Port Harcourt (+16.05 percent).”

On the type of complaints, the report stated that “the most frequently reported issues among the 333,947 complaints received by Discos in 2023/Q3 were metering (57.31 percent), billing (12.88 per cent), and service interruption (8.07 percent).

 “These three complaints categories cumulatively accounted for over 78 percent of the total complaints in the quarter. Out of the 333,947 complaints received in 2023/Q3, 317,179 were resolved, translating to a resolution rate of 94.98 percent.”

Meanwhile, the commission has reaffirmed its commitment to regulatory compliance and consumer protection within the Nigerian Electricity Supply Industry.

Consumers expressed optimism that the power sector regulator would ensure the enforcement of this latest sanction on Discos, with the hope that it would deter the power firms from overbilling electricity users on estimated billing.

Punch

The Super Eagles of Nigeria have lost 2-1 to the Elephants of Cote d’Ivoire in the final of the African Cup of Nations (AFCON).

The Eagles surrendered a goal lead to the Ivorians at the Olympic stadium, Ebimpe, Abidjan, on Sunday.

Nigeria conceded only two goals en route to the final but let in just as many goals against a rejuvenated Cote d’Ivoire side.

The Elephants were a different team from the earlier side that lost to the Eagles in the group stage and needed to wait till the final match of the group stage to qualify for the second round.

Jean-Louis Gasset was sacked as the team’s head coach, and Emerse Fae turned the country’s fortune around as an interim coach.

The period of despair had hardened the team’s belief in comebacks, and they did just that against Nigeria in the final match.

The Eagles took the lead in the first half through a towering header from William Troost-Ekong.

The Ivorians then equalised through a header of their own as Franck Kessie found himself free on the far side of the post.

Then Sebastien Haller completed the comeback for the host country, stabbing home a cross from Simon Adingra.

For most of the game, the Eagles struggled with coherence and creation of chances. The team had only one shot on target throughout the game.

The Elephants had clearer intentions to win the game, and they became the champions of Africa for the third time in their history.

PLAYER RATINGS

Stanley Bobo Nwabali, GK (3/5): He was calm as always, but the fire shone through in his face-off with the Ivorians. His first-half save was the springboard for the opener. He could have done a little about both goals.

Zaidu Sanusi, DW (2/5): He lived dangerously and was at fault for Ivory Coast’s opener. A poor night.

Olaoluwa Aina, DW (2/5): He left wide gaps for Cote d’Ivoire to explore. An uncharacteristically poor night.

Calvin Bassey, DC (2.5/5): A case of two halves. Colossal in the first half, average and mistake-laden in the second half.

William Troost Ekong (C), DC (3/5): He scored the opener but could not prevent the Ivoirians from scoring twice.

Semi Ajayi, DC (3/5): Average night for the languid defender. He could not stop Haller from scoring the winner.

Frank Onyeka, DM (2.5/5): He was indefatigable but swarmed by the opponents, who had a packed midfield and dragged him everywhere.

Alex Iwobi, MC (2/5): He played well in the first half but gassed out after the interval.

Samuel Chukwueze, WF (1/5): Poor. Missing in action.

Ademola Lookman, WF (2/5): An average display, swarmed by the Ivorians once he touched the ball.

Victor Osimhen, ST (3/5): A Battering ram as usual but was starved of any service while the Ivorian defence did not allow him a quarter.

Substitutes
Alhassan Yusuf, MC (N/A): No impact

Moses Simon, WF (1/5): He came on early in the second half but had to defend more than he tried to attack.

Kelechi Iheanacho, MC (N/A): Could not influence the game.

Joe Aribo, MC (N/A): No impact.

Terrem Moffi, ST (N/A): Not enough time for impact.

The Cable

The Israeli military says it has rescued 2 hostages from captivity in the Gaza Strip

The Israeli military said it rescued two hostages from captivity in the Gaza Strip early Monday, marking a small but symbolically significant success in its quest to bring home over 100 captives believed to be held by the Hamas militant group.

The hostages were released in a raid that included a series of Israeli strikes in Rafah, the city on the southern edge of the Gaza Strip where 1.4 million Palestinians have fled to escape fighting elsewhere in the Israel-Hamas war. At least seven people were killed.

Israel has described Rafah as the last remaining Hamas stronghold in Gaza after more than four months of war and signaled that its ground offensive may soon target the densely populated city. On Sunday, the White House said President Joe Biden had warned Prime Minister Benjamin Netanyahu that Israel should not conduct a military operation against Hamas in Rafah without a “credible and executable” plan to protect civilians.

The army identified the rescued hostages as Fernando Simon Marman, 60, and Louis Har, 70, who it said were kidnapped by Hamas militants from Kibbutz Nir Yizhak in the Oct. 7 cross-border attack that triggered the war. Both were airlifted to Sheba Hospital in central Israel and were reported to be in good medical condition. They are just the second and third hostages to be rescued safely. A female soldier was rescued in November.

Monday’s raid included at least 15 airstrikes, flares and Apache helicopter fire, witnesses said. Lt. Col. Richard Hecht, a military spokesman, said the operation was based on “precise intelligence,” and that the site, located on the second floor of a building, had been watched for some time. He said Netanyahu joined Israel’s military chief and other top officials as the raid unfolded.

Hamas militants killed an estimated 1,200 people and kidnapped 250 others in the Oct. 7 raid. An Israeli air and ground offensive has killed over 28,000 Palestinians, according to local health officials, displaced over 80% of the population and led to a massive humanitarian crisis.

Over 100 hostages were freed during a weeklong cease-fire in November. Israel says about 100 hostages remain in Hamas captivity, while Hamas is holding the remains of roughly 30 others who were either killed on Oct. 7 or died in captivity. Three hostages were mistakenly killed by the army after escaping their captors in December.

Israel has made the return of all hostages one of the main goals of the war. Netanyahu has vowed to press ahead with Israel’s military offensive until a “total victory” that also includes destroying Hamas’ military and governing capabilities.

CONCERNS ABOUT RAFAH

The strikes hit around Rafah’s Kuwait Hospital early Monday morning, an Associated Press journalist in Rafah said. Some of those wounded in the strikes had been brought to the hospital.

The Israeli military earlier said it struck “terror targets in the area of Shaboura” — which is a district in Rafah.

Palestinian health officials did not immediately offer any casualty information. The army said it had killed at least three militants in the raid. An AP journalist counted seven bodies.

Netanyahu has said sending ground troops into Rafah is essential to meeting Israel’s war goals. Biden has urged Israel to exercise extreme caution before moving in. An estimated 1.4 million Palestinians — more than half of Gaza’s population — are now crammed into Rafah, increasing its population five-fold. Hundreds of thousands of people are now living in sprawling tent camps and overcrowded U.N. shelters.

Biden’s remarks, made in a phone call with Netanyahu late Sunday, were his most forceful language yet on the possible operation. Biden, who last week called Israel’s military response in Gaza “over the top,” also sought “urgent and specific” steps to strengthen humanitarian aid. Israel’s Channel 13 TV said the conversation lasted 45 minutes.

Discussion of the potential for a cease-fire agreement took up much of the call, a senior U.S. administration official said, and after weeks of diplomacy, a “framework” is now “pretty much” in place for a deal that could see the release of remaining hostages held by Hamas in exchange for Palestinian prisoners and a halt to fighting.

The official, who spoke on condition of anonymity to discuss negotiations, acknowledged that “gaps remain,” but declined to give details. The official said military pressure on Hamas in the southern city of Khan Younis in recent weeks helped bring the group closer to accepting a deal.

Netanyahu’s office declined to comment on the call. Hamas’ Al-Aqsa television station earlier quoted an unnamed Hamas official as saying any invasion of Rafah would “blow up” the talks mediated by the United States, Egypt and Qatar.

Biden and Netanyahu spoke after two Egyptian officials and a Western diplomat said Egypt threatened to suspend its peace treaty with Israel if troops are sent into Rafah. The Camp David peace accords have been a cornerstone of regional stability for over 40 years. Egypt fears a mass influx of Palestinian refugees who may never be allowed to return.

WHERE WOULD CIVILIANS GO?

Qatar, Saudi Arabia and other countries have also warned of severe repercussions if Israel goes into Rafah.

“An Israeli offensive on Rafah would lead to an unspeakable humanitarian catastrophe and grave tensions with Egypt,” European Union foreign policy chief Josep Borrell wrote on X. Human Rights Watch said forced displacement is a war crime.

Inside Rafah, some displaced people packed up again. Rafat and Fedaa Abu Haloub, who fled Beit Lahia in the north earlier in the war, placed their belongings onto a truck. “We don’t know where we can safely take him,” Fedaa said of their baby. “Every month we have to move.”

Om Mohammad Al-Ghemry, displaced from Nuseirat, said she hoped Egypt would not allow Israel to force Palestinians to flee into the Sinai “because we do not want to leave.”

Heavy fighting continues in central Gaza and Khan Younis.

Gaza’s Health Ministry said Sunday that the bodies of 112 people killed across the territory had been brought to hospitals in the past 24 hours. The death toll is 28,176 since the start of the war. The ministry does not distinguish between civilians and fighters but says most of those killed were women and children.

AP

RUSSIAN PERSPECTIVE

Ukraine ‘must accept new reality’ – Kremlin

Ukrainian authorities must accept the new conditions no matter how “painful” it might be for them, Kremlin spokesman Dmitry Peskov has said. He was responding to a question on the prospects of new talks between the two warring countries.

Peskov made the remarks in an interview released by Russian journalist Pavel Zarubin on Sunday. Should Russia and Ukraine ever actually get back to the negotiating table, the potential talks will not be the same as those held early in the ongoing conflict, Peskov suggested.

“Should we begin the same negotiations, there’s a completely different reality now. And this new reality, no matter how painful it may be for the Kiev regime, must be recognized,” he stressed.

While Peskov did not elaborate, he presumably referred to the territorial changes, namely incorporation of the four formerly Ukrainian regions, Zaporozhye and Kherson, as well as Donetsk and Lugansk People’s Republics into Russia following referendums in late 2022.

Kiev, however, has repeatedly vowed to seize all its former territories from Moscow, including Crimea which broke away from Ukraine in the aftermath of the 2014 Maidan coup and subsequently joined Russia.

The March 2022 negotiations between Moscow and Kiev culminated in the signature of a preliminary agreement between the two nations, signed in Istanbul. The deal, obliged Russia to withdraw its troops from around the Ukrainian capital, but Kiev violated the agreement almost immediately after it had been signed.

According to recent revelations by David Arakhamia, the leader of president Vladimir Zelensky’s party in the Ukrainian parliament, and a key negotiator at the botched talks, then-UK PM Boris Johnson played a pivotal role in orchestrating the failure of the talks. As Arakhamia put it, Johnson at the time simply told the Ukrainians “let’s just continue fighting” and urged them not to sign anything with Russia.

Moscow has repeatedly insisted it was ready to settle the hostilities through negotiations, blaming the lack of any diplomatic effort on the matter on Kiev. The stance was reiterated by the Russian President Vladimir Putin during the conversation with the American journalist Tucker Carlson last week.

“The President of Ukraine [Vladimir Zelensky] has legislated a ban on negotiating with Russia. He signed a decree forbidding everyone to negotiate with Russia. But how are we going to negotiate if he forbade himself and everyone to do this? We know that he is putting forward some ideas about this settlement. But in order to agree on something, we need to have a dialogue,” Putin stated.

WESTERN PERSPECTIVE

Russia is using Starlink in occupied areas, Ukraine says

Russian forces in occupied Ukraine are using Starlink terminals produced by Elon Musk's SpaceX for satellite internet in what is beginning to look like their "systemic" application, Kyiv's main military intelligence agency said on Sunday.

The terminals were rushed in to help Ukraine after Russia's February 2022 invasion and have been vital to Kyiv's battlefield communications. Starlink says it does not do business of any kind with Russia's government or military.

"Cases of the Russian occupiers' use of the given devices have been registered. It is beginning to take on a systemic nature," the Ukrainian defence ministry's Main Directorate of Intelligence (GUR) quoted spokesman Andriy Yusov as saying.

In a statement, the agency said the terminals were being used by units like Russia's 83rd Air Assault Brigade, which is fighting near the embattled towns of Klishchiivka and Andriivka in the partially-occupied eastern region of Donetsk.

The remarks were Ukraine's first official statement about Russia's alleged use of Starlink.

In a post on Sunday made on X, Musk said, "To the best of our knowledge, no Starlinks have been sold directly or indirectly to Russia."

"A number of false news reports claim that SpaceX is selling Starlink terminals to Russia," Musk said in the post on X, which he also owns. "This is categorically false."

Russia's defence ministry did not immediately reply to a Reuters request for comment.

Two Ukrainian government sources told Reuters earlier this week that Russian use of Starlink had been detected in occupied Ukrainian territory. One said they were trying to obtain data on the scale of such use.

The GUR agency said it had intercepted an exchange between two soldiers discussing setting up the terminals. It posted what it said was an audio clip of the exchange on the Telegram messenger by way of evidence.

GUR did not say how it thought the terminals had been obtained by Russian forces - whether for instance they had been procured from abroad or captured from Ukrainian forces.

Starlink said on Feb. 8 that its terminals were not active in Russia and that SpaceX had never sold or marketed the service in Russia, nor shipped equipment to locations in Russia.

In a statement posted on X, Starlink did not say anything about their possible use in occupied areas of Ukraine.

"If SpaceX obtains knowledge that a Starlink terminal is being used by a sanctioned or unauthorized party, we investigate the claim and take actions to deactivate the terminal if confirmed," it said.

RT/Reuters

I am not privy to what Femi Gbajabiamiala, your savvy chief of Staff, is telling you. There is hunger in the land. Messages have been sent to Aso Rock through the back door. So bad are things now that a new non-political front is emerging in which twelve of us have decided to seek a private conversation with you. When, I don’t know. The outcome, I don’t know. Enough of fake promises. Enough of “we are laying the foundation of a better tomorrow.” If people die today, there is no tomorrow for them. The terrible idea in Nigeria is to assume that everyone is looking for something when offering advice. No! Many want their country to succeed. Some even now begin to panic that the Tinubu presidency will discredit the entire Yoruba race.

I have written several times about the conditions of Nigerians and how the situation has not been turning around favorably. However, one must not see a reiteration of the ordeals of the society as mere tautologies because the problems would constantly be a fog to the future. Nigeria is a complex society and blessed with many resources, including resilient citizens who have shown commitment to hard work but have not been getting the proportional worth of their efforts. Every year, the version of suffering they face differs, and it seems that there are some temporal distinctions in the motivations of those ordeals. There is a systematic downfall in the economy, and those at the receiving end of its manifestation are the masses.

Well, some may say that it is too early to judge the government of Tinubu, but when starvation becomes a point of reference, we might just make an exception for that rule. A government is a failure if it has not been able to fulfill its primary duties and its published agenda. However, a government is useless if its people suffer endlessly from starvation. While it might be too early to judge the former, it is quite sure that he is failing terribly at the latter.

Recently, the video of a man who was caught in agony and lamentation attracted my attention. He was in the market to buy a “Congo” of rice but was told that it now costs N2,500. The man started crying, lamenting the harsh condition and confused as to what he and his family would eat. He had just N1,800 with him, and God knows how much effort he had to put together to get that amount. Some of us tried to locate the man to give him some money.

Bodija market in Ibadan, Oyo State, has a reputation for cheap consumable commodities, and the cost of food products there is considered slightly reasonable. However, this reputation is no longer possible as basic commodities now cost even more than they could be imagined. What is more annoying is that the prices are not stable, and the progression of the increase has been concerning. A lady lamented having bought her usual loaf of bread for 800 naira 3 weeks ago, and within that period, it had skyrocketed from N800 to N1,200 and now at N1,500 for a loaf that is as light as a foam. Let me confirm to you that I visited the place in January to check the data. Thus, let no appointee of yours deceive you that things are being exaggerated.

Inflation in Nigeria hit 27.3 per cent in November of 2023. The price increase was expected, but it seems that the progression of price increases for food items is at a higher rate than the supposed inflation. A recent report by the National Bureau of Statistics puts the inflation rate on food and consumables at 33%, but I am still convinced that the rates could have been underestimated. Several factors and reports have pointed to these unfortunate developments in the previous years. In October 2023, the Food and Agricultural Organisation predicted that about 5 million Nigerians would be afflicted by hunger by 2024. Well, we probably thought that 5 million is a small percentage of our population of more than 200 million, but it seems that that prediction was not accurate as the effect of food inflation must have put more people at risk. Another stat by the World Food Programme states that 26.5 million Nigerians will be subjected to acute hunger before the end of the year. The United Nations’ Africa Regional Overview of Food Security and Nutrition noted that about 78 per cent of Africans would not be able to afford nutritional or healthy food. There was also a prediction that States like Adamawa, Borno, Sokoto, Zamfara, Katsina, Kaduna, Sokoto, and Yobe would face more problems with food security in 2024.

Tinubu, Garri has always been the best friend of the poor. It had always been one of the most affordable foodstuffs for even Nigerians who live below average. You could eat it the way you want. People experiencing poverty could leave some in water for a long while so that it would soak enough to share among everyone. They take some in the morning and come home to the rest in the evening. It is the hope of students when the end of semesters is close, and they have spent all their money running through the weeks. You could eat or drink it the way it is, add some sugar if you can afford it, or spray a bit of salt to just change the taste from the one you ate in the morning. You see, the present predicament of the people never got real until I realised that a “Congo” of Garri now costs between N700 to N1,200, depending on the place you are buying from and the type you have bought. This leaves me to wonder: what will the poor eat?

Beans are another food that has been saving people experiencing poverty. Although it takes longer to cook, it seems to last a while, especially when you combine it with Garri and mix it like you are mixing cement and sand. Students, especially in public universities, have the habit of making sure that aside from Garri, there are always grains of beans in their packs. They could cook beans with plenty of water to make it last. This is a similar habit of the poor. Unfortunately, the cost of a “congo” of beans has risen to between N1,500 and N2,200, depending on the location and type. Sir, please send your driver to check the prices.

It is not only the price of the common food that has risen; it is the same case for other staple foods. Today, a sachet of water costs around N50, and you barely see a bag of it at anything less than N300. This leaves the people to drink unclean well water or find their drinking water through other sources. I do not attempt to overstate the condition, but this is the reality on the streets, and it is hard to see any food item that has not skyrocketed in price by at least a 30 per cent rate.

The economy is imploding and affecting the livelihood of individuals. One may ask for reasons behind the continuous increase in these items. It is not rocket science to list out several of the reasons. To mention but a few, the cost of transportation and distribution of food items from across the country has become very difficult. First, the excessive price of petrol within the range of N590 to N660 across the nation has an impact on the final prices. In addition, the roads have become outrageously insecure, with different stories of kidnapping, highway attacks, terrorism, and other vices. These have jointly jacked up the calculative cost of production, and the masses are paying heavily for it.

In addition, the above reasons affect business, and most importantly, the incessant supply of power has become another foundational cause of the hike in prices. Today, many small and medium-scale businesses do not have access to a stable power supply, and in some cases, the tariffs have been so outrageous that the proportion of them and the profits per product are discouraging. They, therefore, resort to generating their power, which causes another extra cost. The result is that the products keep increasing in price as the costs skyrocket. Another factor is the decline of the value of naira to dollars. The dollar is the major currency for international trade, and many of the household items in the country are imported. This means that the prices of those commodities in Nigeria are expected to increase with the value of dollars, causing difficulties for the citizens. So, when a market woman insults you for negotiating lower prices for her wares, it is not because she is merely disrespectful but because she believes you are ignorant of the costs of putting her products on the market.

I keep wondering, if things are this extremely expensive, what will the poor eat? What would N30,000 minimum wage do in the current economy? How many would start dropping dead on the roads? How long would Nigerians trek because they could not afford the fare? How many would commit suicide?  What will the poor eat? There is almost no average-class individual in the country as the condition affects every social stratification.

One of the very steps to take in ensuring that the prices of things are favorable, at least food products, is to ensure that there is an increase in local production of food items compared to the rate of importation. As of November 2023, Nigeria imports, officially, about 2.1 million metric tons of rice yearly, making it the top buyer of rice globally. You could wonder that if Nigeria is said to have fertile land for farming and farmers ready to farm, why does the nation need to import that much, considering the decline in the value of naira globally? Nigeria produces about 8.4 million tons of local rice, but it is still not sufficient for consumption in the country. The Buhari administration created policies that would discourage the importation of rice and some other products in Nigeria in a bid to encourage local production. Unfortunately, this development made the price of local rice increase by 200 per cent. Currently, the prices of local and foreign rice are not too far from each other. This is because the price gap that would have been made necessary has been reduced by other local and internal issues militating against local productions. It means that the government must make efforts to first increase the productivity of local items as well as ensure that there is an unhindered channel of distribution of the same across the country.

It is important to also note that the nation has not been putting much focus on the role of state governments and other political leaders aside from the federal government. Agricultural schemes and strategies are not the sole work of the Federal Government, as eradication of poverty should be the watchword of every reasonable government. State-wide agricultural strategies and blueprints that would reduce the propensity of hunger and starvation in each state are important. Understandably, many state governments make efforts to build infrastructure that would be legacies for many years; however, when states make efforts to reach self-sustainability in the production of agricultural products, it would reduce the cost of transportation and boost the local economy. Poverty cannot be eradicated without collaborative efforts between the Federal Government and the State Governments.

When actions are not taken, and attention is not directed to starvation in the country, the country must be ready for the negative repercussions of the same. It is only logical that hungry people become desperate and desperate people become prone to committing crimes. This is partly the logic behind the proliferation of crimes in Nigeria and the rate of kidnapping in the past few months. Recently, the kidnappers have been asking for food items alongside the ransoms demanded. The adopters of the December 28, 2023, Abuja kidnapping victims requested “bags of rice, packs of Indomie, cough syrups, antibiotics, bedsheets, and cardigans” alongside 290 million naira. A similar incident happened in September 2023. Other manifestations of this hardship are seen in an increase in armed robbery and other social vices. When a man is seen stealing a cup of rice, it would be illogical to arrest or punish the person; it is only hunger that would have made a person do such.

Hunger is in the land, and it is affecting the masses; everyone must act. Where you have abundance, ensure you help others, and when you need, ensure you ask reasonably. If the rich or those who are comfortable do not help, they will all end up being victims of the consequences. The danger of starvation knocks, and it has everyone’s addresses. Nigerians are starving.

President Tinubu, wake up!

I wasn’t always good with money. I had to learn how to be. I grew up in an immigrant Chinese home with two very loving but frugal parents — where clipping coupons and reusing ziplock bags was the norm.

It wasn’t until I began my career on Wall Street that I realized the ultra-wealthy were less concerned with scrimping and saving and more focused on investing and growing their wealth.

By observing and learning from their habits, I made my first million by age 27. Here are four unpopular rules rich people follow that most others don’t:

1. Don’t worry about impressing people

Rich people put most of their spending power into buying assets (stuff that makes them money over time) instead of liabilities (stuff that costs them money over time).

Instead of buying, for example, a flashy Lamborghini that loses a third of its value as soon as you drive off the lot, a truly rich person will take that same chunk of change and buy a two-family duplex and rent it out.

They don’t care what you think of them or whether you’re impressed. They’re happy to just cash your rent checks and let you pay their mortgage.

2. Have an abundance mindset

So many people have a scarcity mindset — a constant feeling that we’re never going to have enough money, that we’re one slip-up away from disaster and we have to hoard every last cent.

The problem with this mindset is that it can make people very competitive with other folks in similar financial situations. So you have people at the bottom of the pyramid spending all their time and energy fighting each other for resources, instead of trying to overthrow those at the top.

Rich people have an abundance mindset. Since they know they’re going to be able to take care of their bills, they’re not worried. This gives them the freedom to decide what they want to do with their time, rather than only focusing on what they need to do to survive.

3. Think long-term

Rich people understand that sometimes, things take time, and they’re happy to wait. They’re kings and queens of delayed gratification.

A rich person has no problem, for example, socking away money in a retirement account. Yes, the $6,000 they invested in their IRA account this year is off-limits until they’re 59-and-a-half.

But they know that just because they can’t spend that money now, it’s not like it has disappeared. It’s actually the opposite: the longer they wait, the more money they get later on.

4. Share, swap and scratch each other’s backs

Rich people love being known as the smartest person in their friend group: the one with the best taste, who is on top of all the trends. You’ll often hear them say things like:

• “I have this great tax person — you should work with them.”
• “I found the best cocktail bar — you have to try the martini.”
• “I joined the best country club — and I’ll sponsor you to join, too.”

They recognize that when they’re open about their knowledge, other people will be more inclined to share what they know. It is another valuable form of currency, and it’s the same reason rich people love nothing more than putting their besties in positions of power.

Their thought process is: “I’m not qualified for this job, but my friend is, and once she gets it, she’ll owe me a solid. Then, as soon as she’s in a leadership position, I’m automatically tapped into that whole network.”

Yes, it’s because they like to see their friends succeed, but it’s also because they’re thinking strategically — and towards the future.

Vivian Tu is a former Wall Street trader-turned expert, educator, podcast host, and founder of the financial equity phenomenon Your Rich BFF.

CNBC

A helicopter carrying six people, including the co-founder of Nigeria’s biggest bank by assets, crashed in a Southern California desert near the Mojave National Preserve, authorities said.

Herbert Wigwe, 57, co-founder of Access Bank, was among the victims, family members from his home village of Isiokpo said.

Abimbola Ogunbanjo, 61, who was president of the National Council of the Nigeria Stock Exchange from 2017 to 2021, and served as the group chairman of the Nigerian Exchange Group Plc from 2021 to 2022, was confirmed dead by a family member in Lagos.

The Federal Aviation Administration said a Eurocopter EC helicopter crashed at about 10 p.m. on Friday with six people on board.

The crash site was near the border with Nevada. The craft was headed to Boulder City, Nevada, south of Las Vegas, local ABC affiliate KABC reported without saying where it got the information.

“The scene of the crash was determined to be east of the 15-Freeway, near Halloran Springs Road,” the San Bernardino County Sheriff-Coroner Department said in an emailed statement on Saturday. “No survivors have been located.”

Wigwe started his professional career with Coopers & Lybrand Associates, an international firm of chartered accountants, before spending a decade at Guaranty Trust Bank. In 2004 he co-engineered the acquisition of local lender Access Bank where he assumed the post of deputy managing director and eventually became chief executive officer in January 2014.

He was building a new $500 million university outside the southern city of Port Harcourt to help students hone skills needed for the finance and technology industries in Africa’s most-populous nation, he told Bloomberg in an interview in November. Wigwe planned to teach and mentor students and also engage some of the country’s biggest entrepreneurs including billionaire Aliko Dangote, Africa’s richest man, to teach at the university.

“To get the next set of leaders in banking, you need to create the right education for them,” Wigwe told Bloomberg from his office in the 14-story Access Bank headquarters overlooking a part of the Lagos lagoon.

Ogunbanjo started his professional career as a banker with Chase Manhattan Bank Nigeria in 1985 before he re-qualified as a legal practitioner and joined the law firm of Chris Ogunbanjo & Co in 1990, where he held the position of managing partner until his death, according to a biography from his firm.

He joined the Nigerian Stock Exchange in 2011 and served in various capacities, including vice-president, according to his LinkedIn biography.

Ogunbanjo was the former vice chairman of the Commercial Law and Taxation Committee of the Lagos Chamber of Commerce and acted as special Nigerian counsel to the London and Paris clubs in connection with the refinancing and rescheduling agreements made between the Federal Republic of Nigeria and International Creditors Banks.

The United States federal aviation administration (FAA) says it will be a part of the investigations into the crash of the chopper that had Herbert Wigwe, group chief executive officer (GCEO) of Access Holdings Plc, on board.

Wigwe, his wife and son were onboard the helicopter when it crashed in California near the Nevada border.

FAA said the Eurocopter EC130 helicopter crashed around 10 p.m. California time (Saturday, 7 a.m. Nigerian time).

According to KTLA 5 News, a US local media, the chopper took off from Palm Springs but it was not clear where it was headed.

Eurocopter EC 130, the ill-fated helicopter that Herbert Wigwe, the CEO of Access Bank, and five others boarded on Friday in the United States took off from Palm Springs Airport, California.

The flight took off at about 8:45 p.m. (local time).

According to a local news outlet, it was expected to land at 9:49 p.m (local time) at Boulder City, Nevada.

There was a reported rain and a snowstorm in the area at the time of the crash with gusty winds raging as high as 45 mph.

Two helicopters were flying towards the same direction at the time of the incident.

While one had Wigwe and his family on board, Aigboje Aig-Imoukhuede, Wigwe’s business partner and former Access bank CEO, and Tunde Folawiyo, business mogul, were reportedly aboard the second chopper.

KTLA 5 News added that a medical examiner was on the way to the scene to remove the bodies of the victims.

No survivors have been found so far.

FAA said the National Transportation Safety Board (NTSB) will be in charge of the investigation and will provide any updates.

Bloomberg/TheCable/PT