Nigerian art dealer Ebuka Joseph started using cryptocurrencies last year when business ground to a halt due to Covid-19. Now he is hooked even though the financial authorities disapprove. "Crypto just allows me to transact freely and within minutes we are done with our transactions," the 28-year-old told Reuters from a friend's studio in Lagos where he displays his works. Central Bank of Nigeria barred local banks from working with cryptocurrencies in February, warning of "severe regulatory sanctions" and freezing accounts of firms it says are using them. But Joseph's appetite for crypto, like many in Nigeria, has only increased.…

What's the common answer to "How do I manage my money?" Budgeting. But why? Whoever said, "I budgeted my way to $1 million?" Let's explore the downsides to budgeting and... Eighty percent of Americans (in a survey of more than 1,000 individuals) say that they have a budget, according to Debt.com. According to the site, it's the highest number of respondents who have claimed a budget compared to the past four years. But let's be honest. Have you ever actually met people who have budgeted their way to millions? Probably not. It's more likely that they invested rigorously, bought investment…

How to determine if you've surrounded yourself with the right people-and what to do if you find out you haven't You can have the right idea and the right plan. You can work harder than your competition. But if you don’t have the right people around you, you won’t succeed. The people around you should inspire you, challenge you, motivate you, and be there for you when you really need them. You’ll know when you find these people, because you’ll want to run ideas by them, brainstorm with them, and look forward to spending time with them. If, however, the…

Technology has forever changed the business communication landscape. Technology has completely changed how we communicate, from our daily personal lives to the workplace. We can communicate faster, more efficiently and more conveniently. There are new devices, tools and software coming out that continue to advance communication technology, and the existing popular technologies are constantly being updated and improved. Businesses communication must utilize this new technology to be successful. Years ago, communication advanced with the introduction of desktop computers and email. Now we have mobile devices with far greater computing power to handle email, while also participating in video conference calls…